Business Insurance
Protect your Business the Smart Way
Whether you’re just starting out or have been around for years, Avanti Insurance Agency offers the right coverage to help your business grow with confidence.
What is Business Insurance?
Business insurance helps protect your company, employees, and property from big risks — like accidents, lawsuits, theft, or damage. It’s the safety net that helps keep your business moving forward, even when things go wrong.
Find the Right Coverage for Your Business
No two businesses are the same — and insurance isn’t one-size-fits-all. Whether you run a small shop, a growing company, or a busy contracting business, we offer different types of coverage to fit your needs. Explore your options below and choose what works best for you.
Business Owner Policy (BOP)
A Business Owner’s Policy bundles the basics — property and general liability — into one plan. It’s great for small to mid-sized businesses.
Provides Coverage For
- Business property (like buildings and equipment)
- General liability (if someone gets hurt or sues)
Commercial Auto
If your business owns or uses vehicles, you need commercial auto insurance. It protects your cars, trucks, or vans while they’re used for work.
Provides Coverage For
- Accidents and Damage
- Injuries to Others
- Legal Cost
Inland Marine
Got tools, equipment, or materials on the move? Inland marine insurance protects things your business uses off-site or in transit.
Provides Coverage For
- Contractors
- Delivery Services
- Event Businesses
Workers Compensations
If an employee gets hurt on the job, workers’ comp helps cover medical bills and lost wages. It’s required in most states.
Provides Coverage For
- Injuries at Work
- Medical Treatment
- Missed Paychecks
Commercial Umbrella Insurance
Umbrella insurance gives your business extra protection on top of your other policies. If a big claim goes over your limits, umbrella insurance helps cover the rest.
Provides Coverage For
- Lawsuits
- Claims with Large Cost
- Added Peace of Mind
General Liability Insurance
Every business needs general liability insurance. It protects you if someone gets hurt, their property is damaged, or they sue you.
Provides Coverage For
- Slip and Fall Accidents
- Property Damage to Others
- Legal Defense
Commercial Package Policy (CPP)
A Commercial Package Policy lets you bundle multiple coverages into one custom plan — like general liability, property, crime, and more.
Commonly Best For
- Growing Businesses
- Businesses with Special Risk
Crime Insurance
Protect your business from theft, fraud, or employee dishonesty.
Crime insurance helps when money or property goes missing.
Provides Coverage For
- Employee Theft
- Forgery
- Fraud and Cybercrime
Cyber Liability Insurance
Cyberattacks and data breaches can cost your business big. Cyber insurance helps cover the damage.
Provides Coverage For
- Hacked Data
- Stolen Customer Information
- Legal and Recovery Cost
