If you are eligible for Medicare, Annual Enrollment Period (AEP) is one of the most important times of the year. From October 15 through December 7, you have the opportunity to review your coverage, make changes, or switch to a new plan for the upcoming year.
At Avanti Insurance Solutions, we know this process can feel overwhelming. That’s why we’ve put together a guide to help you prepare and make confident choices.
1. Review Your Current Coverage
Start by looking closely at your current Medicare plan. Ask yourself:
– Does it still meet my health needs?
– Have my prescriptions or dosages changed this year?
– Am I still happy with my doctors and specialists being in-network?
2. Check Your Medications
Prescription drug coverage is one of the biggest reasons people switch plans. Each year, drug lists (formularies) may change. Review your medications and compare costs to avoid surprises in 2026.
3. Consider Your Providers
Even if you love your doctor, make sure they’re still in-network with your plan for 2026. Networks can change year to year, and you don’t want unexpected out-of-pocket costs.
4. Look at Your Health Changes
Your needs may have changed since last year. Have you had new diagnoses, surgeries, or ongoing treatments? This is the perfect time to make sure your plan is the right fit moving forward.
5. Explore Extra Benefits
Some Medicare Advantage plans offer added benefits like dental, vision, hearing, or fitness programs. These extras can add real value, so take time to compare.
6. Use Trusted Resources
Don’t navigate this alone. Resources to check include:
– Medicare.gov for official plan information
– State Health Insurance Assistance Programs (SHIP) for free local counseling
– Avanti Insurance Solutions for one-on-one support tailored to your needs
Final Thoughts
Preparing for Medicare Annual Enrollment doesn’t have to be stressful. A little planning now can prevent big problems later.
